Life Insurance – Are you covered?

Life insurance should be a cornerstone of every family’s financial armoury. None of us likes to think about dying, but it’s vital to consider what would happen to your family or loved ones should the worst happen. Having Life Assurance in place means they will receive a lump sum when you die, easing the financial…

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Would you Qualify for Employment and Support Allowance?

Many clients assume that long term sickness won’t happen to them, and even if it did, they would rely on state benefits to cover their loss of earnings. But the state often only provides limited help. When it comes to Employment and Support Allowance (ESA), for clients who have made sufficient National Insurance contributions and…

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UK GDP growth revised up to 3.2% in Q2

UK GDP growth in Q2 has been revised up marginally by the Office for National Statistics (ONS). According to the second estimate released today, the economy expanded by 3.2% in Q2 compared to the same quarter last year, up from a preliminary estimate of 3.1% last month. GDP growth of 0.8% for the quarter was…

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Zurich pays 100% of income protection claims during H1

Zurich has revealed it paid 100% of income protection claims during January and June 2014. peter-hamilton-zurich Some 34 customers were paid an average monthly benefit of £1,217. There were a total of 655 policies claimed on with the highest monthly benefit paid being £9124.25. In 2013, Zurich paid out £12.3m in income protection claims with…

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Post-MMR July best for mortgage lending since 2007

Last month was the most successful July for mortgage lending in seven years with 66,279 house purchase approvals being recorded, e.surv’s latest Mortgage Monitor has revealed. High loan to value lending saw an increase in particular, as year-on-year approvals with a deposit worth less than 15% of the total property value rose by 52% to…

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How to Enhance your Buy to Let Returns by Using a Mortgage

A report out today suggests that landlords can enhance their returns by using a Buy-to-Let Mortgage. A Buy to Let Investor who takes out a mortgage, known as gearing will make extra gains as a result of rising houseprices. It is predicted that the number of people living in private rented accomodation to rise by…

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What do the new mortgage regulations mean for you?

What do the new mortgage regulations mean for you? A mortgage is for the majority of people the single biggest finical commitment that they will make. With this in mind any changes to the mortgage system are hugely important to keep abreast of. The latest overall in mortgage regulation has come into force. The new…

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