Mortgage Simplicity Ltd is an appointed representative of Julian Harris Mortgages Limited, Julian Harris House, Musgrove, Ashford, Kent, TN23 7UN, which is authorised and regulated by the Financial Conduct Authority.
Cooperage Way Business Village Cooperage Way Alloa
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United Kingdom
How to Make the most of Buy to Let Mortgages
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How to Enhance your Buy to Let Returns by Using a Mortgage

A report out today suggests that landlords can enhance their returns by using a Buy-to-Let Mortgage.

A Buy to Let Investor who takes out a mortgage, known as gearing will make extra gains as a result of rising houseprices.

It is predicted that the number of people living in private rented accomodation to rise by over 1 million in the next 5 years as strict new lending rules that come into effect in April 2014.

Take the example of mortgage requiring a 25% deposit.  A £4000 increase in value of a £200,000 property bought wholly in cash is only a 2% rise in the investment.  However, that £4000 would be an 8% jump if the investment had been only a £50,000 deposit with the rest covered by a mortgage.

The Centre for Economics and Business Research expects property inflation of 6.4% this year and 5.4% in 2015.  It predicts the average house price the average house price in 2020 will be £307,374 up from £240,758 this year.   Whereas the Estate Agent Savills predicts an average rise of about 25% over the next 5 years, varying from 18% in Northeast England to 32% in the Southeast.

For Free Mortgage Advice on Buy to Let’s and all other types of mortgage please contact us on either 0845 838 1502 / 03330 11 31 57.

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Important

Mortgage Simplicity Ltd is an appointed representative of Julian Harris Mortgages Limited, Julian Harris House, Musgrove, Ashford, Kent, TN23 7UN, which is authorised and regulated by the Financial Conduct Authority.

Julian Harris Mortgages Limited FCA Register number is 304155.

UK Financial Services

The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk

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Mortgage Simplicity Ltd
The E-Centre
Cooperage Way Business Village
Cooperage Way
Alloa
FK10 3LP

Tel: 0845 838 1502 / 03330 113157
Email:info@mortgagesimplicity.co.uk