Buy to let mortgages
Our buy to let mortgage advisor takes a proactive approach to treating your mortgage application, delivering a personal and efficient service tailored to your needs. We offer a comprehensive mortgage sourcing service, arranging buy-to-let mortgages for investors with a single property to professional landlords with a large portfolio.
Buying a property “to let” can be a potential minefield in today’s current climate. When buying a property “to let,” you will need to decide whether your primary objective is income or capital growth. Additionally, it’s worthwhile considering which type of mortgage is the most suitable and appropriate to your needs, whether that be a fixed-rate mortgage or a tracker rate mortgage.
Free mortgage advice in Stirling, Alloa & Dunfermline
What to know about buy to let mortgages
There are a number of tax issues that you need to be aware of when purchasing a property to let, and it’s advisable to seek independent tax advice before proceeding.
The market has changed over the last few years, with lending criteria tightening. This has placed some investors in an awkward position when remortgaging. However, we have experience in restructuring buy-to-let financing, allowing you to move forward and bring your investment under control.
In general, buy-to-let mortgages are not regulated by the Financial Conduct Authority. We do not charge a fee for arranging your buy-to-let mortgage, and we have access to great buy-to-let mortgage rates. However, there is no guarantee that it will be possible to arrange continuous letting of the property, nor that rental income will be sufficient to meet the cost of the mortgage.
Let's find the right mortgage for you
Philippa
Lynsey
Mark
If you would like free advice about your buy-to-let mortgage options, please feel free to contact us!
Looking for something else?
First-Time Buyers
