Buy to let mortgages

Our buy to let mortgage advisor takes a proactive approach to treating your mortgage application, delivering a personal and efficient service tailored to your needs. We offer a comprehensive mortgage sourcing service, arranging buy-to-let mortgages for investors with a single property to professional landlords with a large portfolio.

Buying a property “to let” can be a potential minefield in today’s current climate. When buying a property “to let,” you will need to decide whether your primary objective is income or capital growth. Additionally, it’s worthwhile considering which type of mortgage is the most suitable and appropriate to your needs, whether that be a fixed-rate mortgage or a tracker rate mortgage.

Free mortgage advice in Stirling, Alloa & Dunfermline

What to know about buy to let mortgages

There are a number of tax issues that you need to be aware of when purchasing a property to let, and it’s advisable to seek independent tax advice before proceeding.

The market has changed over the last few years, with lending criteria tightening. This has placed some investors in an awkward position when remortgaging. However, we have experience in restructuring buy-to-let financing, allowing you to move forward and bring your investment under control.

In general, buy-to-let mortgages are not regulated by the Financial Conduct Authority. We do not charge a fee for arranging your buy-to-let mortgage, and we have access to great buy-to-let mortgage rates. However, there is no guarantee that it will be possible to arrange continuous letting of the property, nor that rental income will be sufficient to meet the cost of the mortgage.

Let's find the right mortgage for you

“Chris has been great. He has helped us get two mortgage deals now, he has spent lots of time advising us on the best course of action to take. He has been available on phone and email to respond to questions and he always responds promptly.”
“Cant thank Chris enough. A very friendly but professional approach and has made the process of getting our mortgage so easy. Great communication throughout, always there when needing a question answered. Highly recommend!”
“An absolute pleasure to deal with the team over at Mortgage Simplicity. Chris was able to find me an excellent deal and made the whole process very easy for me. He was always at the end of the phone to answer my questions and everything went smoothly. I would highly recommend!”
If you would like free advice about your buy-to-let mortgage options, please feel free to contact us!

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