BUY TO LET: NEED TO KNOW
Buying a property “to let” can be a potential minefield in today’s current climate. When buying a property “to let” you will need to decide whether your primary objective is income or capital growth. Also, it’s worthwhile considering which type of mortgage is the most suitable and appropriate to your needs. This could be a fixed rate mortgage or a tracker rate mortgage.
There are a number of tax issues that you need to be aware of when purchasing a property to let. You should seek independent tax advice before proceeding.
Our team will treat your mortgage application with a proactive approach, whilst delivering a personal and efficient service.
We offer a comprehensive mortgage sourcing service. We can arrange buy to let mortgages for investors with a single property, to professional landlords with a large portfolio.
The market has changed over the last few years, with lending criteria tightening. This has placed some investors in an awkward position when remortgaging. However, we have experience in restructuring buy to let financing, allowing you to move forward and bring your investment under control.
If you would like free advice about your buy to let mortgage options then please feel free to contact us.
- In general, buy to let mortgages are not regulated by the Financial Conduct Authority.
- We do not charge a fee for arranging your buy to let mortgage
- We have access to great buy to let mortgage rates
- There is no guarantee that it will be possible to arrange continuous letting of the property, nor that rental income will be sufficient to meet the cost of the mortgage.
Your property may be repossessed if you do not keep up repayments on your mortgage.