Privacy Statement

Mortgage Simplicity Ltd is committed to protecting your privacy. This Privacy Policy sets out how Mortgage Simplicity Ltd handles data which identifies you.

We are committed to protecting your privacy. This Privacy Policy forms part of our legal information and sets out how we handle data which identifies you. If you have any queries concerning your personal information, please contact us at info@mortgagesimplicity.co.uk.

 

About Us 

Mortgage Simplicity Ltd is authorised and regulated by the Financial Conduct Authority for mortgages and non investment insurance advice only.

Mortgage Simplicity Limited is an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited which are authorised and regulated by the Financial Conduct Authority.

Data Protection Information

We are registered under the Data Protection Act 2018 and any information you supply will be treated in accordance with that Act.

As a data subject you have the right to:

• Request access to your personal data.
• Request correction of the personal data.
• Request erasure of your personal data.
• Object to processing of your personal data where we are relying on a legitimate interest
• Request restriction of processing of your personal data.
• Request the transfer of your personal data to you or to a third party.
• Withdraw consent where we are relying on consent to process your personal data.

You can obtain further information about data protection laws by visiting the Information Commissioner’s website at www.ico.gov.uk.

You also have the right to complain to the Information Commissioner if you have any complaints about how we process your information and are not satisfied with our response.

Information gathered and its use 

We receive and store any information you enter on our website, or give us in any other way, for example during a meeting. We use your contact details to communicate with you. We may also use your information to send you news about our products and services or those of other carefully selected companies which we think may be of interest to you. We may contact you by post, email, telephone or fax for these purposes. If you do not want to receive such communication you can opt-out during registration, by emailing us at enquiry@blueprintmoney.com. Please note that there may be instances where it may be necessary for us to communicate with you, in any event, for administrative or operational reasons relating to our service.

How long data is retained 

We store information only for as long is necessary for the stated purpose. Contact details you provide using this website are normally retained for a period of 2 years. Any information you provide as part of a mortgage or protection application may be retained for a longer period, and more details will be provided to you as part of the application process.

Site monitoring 

When you use the site we anonymously record the details of the pages you look at but this data is not personally identifiable. We use this data to monitor site traffic and analyse paths customers take through our site which enable us to improve the service we provide. This information is only used by us and is not passed to any other party. We reserve the right to change, modify, add or remove provisions of this Privacy Policy. Any changes to this Policy will be shown here, and we recommend that you check this Policy again from time to time.

Place of processing 

The personal information held by us is held on and processed by computers situated in the United Kingdom.

Security 

We have security measures in place to protect our customer database and access to this database is restricted internally. However, it remains your responsibility:

• to protect against unauthorised access to your log in details;
• if you open more than one browser of the same type whilst using the website, to remember to close down all browser windows when you finish.
• if you share a computer with someone else or use a public Internet access then we advise you to delete the browsing history and log off the computer. This will help ensure any personal information stored temporarily in the computer’s memory is lost.

Disclosure for legal and regulatory reasons 

We reserve the right to communicate such personal information as we hold to third parties which seek the disclosure of it, if we are requested to do so by law or by a regulatory authority.

Mortgage Simplicity Limited. Registered office: The E-Centre Cooperage Way Business Village, Cooperage Way, Alloa, Scotland, FK10 3LP. Registered in Scotland Number: SC280869.

Mortgage Advice Bureau Limited. Registered office: Capital House, Pride Place, Derby DE24 8QR. Registered in England Number: 3368205

Mortgage Advice Bureau (Derby) Limited. Registered Office: Capital House, Pride Place, Derby DE24 8QR. Registered in England Number: 6003803

We keep our Privacy Notice under regular review. This Privacy Notice was last updated on September 2019. Historic versions can be obtained by contacting us.

Cookies

A cookie is a small file which is placed on your computer’s hard drive. If you agree to have cookies stored on your computer, the file is added and the cookie helps analyse web traffic or lets you know when you visit a particular site. Cookies allow web applications to respond to you as an individual. The web application can tailor its operations to your needs, likes and dislikes by gathering and remembering information about your preferences. This site uses cookies.

 

There are 3 types of cookies that we use:

Analytical Cookies

These cookies allow us to count the number of visitors to our website, and to see how they use it. These cookies don’t gather information that identifies you. All information these cookies collect is anonymous and is only used to improve how our website works.

Essential Cookies

These cookies are essential as they help our website function properly. They enable you to complete our online forms, make a payment, submit applications, etc. They do not contain any personal information.

Other Cookies

Some of our web pages use embedded content from third party sites (such as newsfeeds or social media plug-ins) and these sites may use cookies. Blue-Print Mortgages Ltd does not control how third party sites use their cookies. For more details you need to check their privacy polices.

 

Should I disable cookies?

We recommend you allow the cookies set by this website as they help us provide a better service. If you do not want to receive cookies from this website:

• select Cookie Settings under the Privacy Settings in your Browser Options
• add our Domain (www.blueprintmoney.com) to the list of websites you do not want to accept cookies from.

Under settings you can also delete individual cookies or any cookies that your browser has stored.

 

Please note: If you choose to disable cookies then our website functionality may be restricted. Therefore, in order to get the best out of our website you will need to ensure that you allow cookies.

Log files and statistics

We may use IP addresses, URL’s of requested resources, timestamps and HTTP user agents to analyse trends, administer the system and gather broad demographic information for aggregate use. In addition to this we may use third party services to monitor your use of our website, including Google Analytics, a web analytics service provided by Google, Inc (‘Google’). Google Analytics use cookies to help analyse how visitors use our site. The information generated by the cookie about the use of our web-site (including your

IP address) will be transmitted to and stored by Google on servers in the United States. Google will use this information for the purpose of evaluating your use of our web-site, compiling reports on web site activity and providing other services relating to web-site activity and internet usage. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google’s behalf. Google will not associate your IP address with any other data held by Google. You may refuse the use of cookies be selecting the appropriate settings on your web browser, however, please note that if you do this you may not be able to make full use of our web-site. By using this website, you consent to the processing of data about you by Google in the manner and for the purposes set out above.

Disclaimer 

Whilst we use all reasonable efforts to ensure that the information published on this website is accurate, current and complete at the date of publication, no representatives or warranties are made (express or implied) as to the accuracy, currency or completeness of such information. We cannot accept responsibility (to the extent permitted by law) for any loss arising directly or indirectly from the use of, or any action taken in reliance on, any information appearing on this web-site or any other web-site to which it may be linked. We make not warranty that this web-site is free from errors, defects or viruses. We reserve the right to change, modify, add or remove provisions of this Privacy Policy. Any changes to this Policy will be shown here, and we recommend that you check this Policy again from time to time.

Copyright notice

The entire contents of this web-site (except where applicable the crown copyright location maps) is our property and is subject to copy right with all rights reserved. You may download or print individual sections of the web-site for personal use and information only provided that these properly indicate our copyright and other proprietary notices. You may not reproduce (in whole or in part), modify, decompile, disassemble or transmit or use for any commercial purpose whatsoever any information from this website without Our prior written consent.

E-Mail 

There is no guarantee that any e-mail you send will be received by us or that the confidentiality of that e-mail will be maintained during internet transmission.

Applicable law 

Any disputes arising from the use of this website shall at all times be governed by the laws of England and Wales and the parties shall submit to the exclusive jurisdiction of the English Courts.

International transfers of personal information 

As the internet can be assessed world wide, if you are visiting the site from outside the UK, your visit will necessarily result in the transfer of information across international borders. We use standard contractual clauses approved by the European Commission in contracts with external suppliers in order to provide the same level of protection for personal data as it has in the EU. By visiting this site and communicating electronically with us you are consenting to these transfers.