If you are an existing homeowner, there are many reasons why you may want to remortgage

Your home could have increased in value since you last arranged your mortgage. As a result, you could be in a better loan to value bracket, opening up cheaper rates.  Or, you could be coming up to the end of your current fixed rate and want to avoid moving to a higher rate. You may even wish to release some equity for home improvements.

Our team will search over 90 lenders and 12,000 mortgage deals. We do this to find you the deal that’s most suitable to you. We will also complete all the paperwork and work directly with the lenders and solicitors. Our aim is to make the process as smooth and simple as we can for you.

Visit our help and advice page for useful information and resources relating to all things mortgages

Request a call back from our team and one of our expert advisors will be in touch to discuss your needs

Our calculator helps you work out how much your mortgage repayments might be based on the amount, interest rate and term


We will search the market for the right deal for you. We will compare the deals on offer from your current lender and the wider mortgage market. This will ensure you are getting the right remortgage deal.

It may be worth noting that many lenders offer free valuation and legal fees on remortgages. We will carry out a review of the market to find you the right deal. Following this, we’ll talk you through the options available to you and recommend the option which meets your needs.

We do not charge a fee for arranging your mortgage. We have access to help to buy remortgages, buy to let remortgages, shared equity remortgages as well as standard homeowner mortgages.

You may have to pay an early repayment charge to your existing lender if you remortgage before your current rate is finished.


Our client bought their house on a 95% mortgage 2 years ago

Due to property inflation and repaying some of their mortgage down, they’re now eligible for a 90% Mortgage.  With the difference in the interest rates, they’ve now managed to reduce their mortgage term by 3 years. This will save them a lot of money in interest.

Our client recently got married

They were looking to consolidate the debt that they built up getting married and going on honeymoon. We arranged a more competitive rate for their existing balance. As well as this, we got them a separate mortgage term on their wedding debt. As a result, they are on a lower rate than they were paying on loans and credit cards and will have this all repaid in 3 years.

In this scenario, you could also add money into your mortgage if you were thinking of home improvements or buying a new car. You can separate the term of the additional borrowing to that of your main mortgage. As a result, you could end up with a better rate of finance than you would get from a car garage.