Remortgages
If you are an existing homeowner, there are many reasons why you may want to remortgage. Your home could have increased in value since you last arranged your mortgage. As a result, you could be in a better loan to value bracket, opening up cheaper rates. Or, you could be coming up to the end of your current fixed rate and want to avoid moving to a higher rate. You may even wish to release some equity for home improvements.
Our team will search over 90 lenders and 12,000 mortgage deals. We do this to find you the deal that’s most suitable to you. We will also complete all the paperwork and work directly with the lenders and solicitors. Our aim is to make the process as smooth and simple as we can for you.
Free mortgage advice in Stirling, Alloa & Dunfermline
How we can help you remortgage
We will search the market for the right deal for you. We will compare the deals on offer from your current lender and the wider mortgage market. This will ensure you are getting the right remortgage deal.
It may be worth noting that many lenders offer free valuation and legal fees on remortgages. We will carry out a review of the market to find you the right deal. Following this, we’ll talk you through the options available to you and recommend the option which meets your needs.
We do not charge a fee for arranging your mortgage. We have access to help to buy remortgages, buy to let remortgages, shared equity remortgages as well as standard homeowner mortgages. You may have to pay an early repayment charge to your existing lender if you remortgage before your current rate is finished.
Dean
Gary
“Mortgage Simplicity helped us with the mortgage for our first home, and now with a remortgage. Chris provides a friendly, professional and personalised approach to the whole process. He offers his honest opinion when asked and has always been incredibly helpful.”
Steven
We provide free mortgage advice, over the phone or in person, 7 days a week. Get in touch anytime, we can’t wait to hear from you!
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First-Time Buyers
